Financing

Make It Yours Today

Split your purchase into easy monthly payments with Affirm. No hidden fees, no surprises

๐Ÿ“ฑ

Apply in Seconds at Checkout

๐Ÿ”

No Hard Credit Check to Prequalify

๐Ÿ“…

3, 6, or 12-Month Terms

โœ…

0% APR Available on Select Terms


How It Works

Step 1 โ€” Shop & Build Browse the collection, build your ring, or choose a ready-to-ship piece. Add it to your cart.

Step 2 โ€” Select Affirm at Checkout When you reach checkout, choose Affirm as your payment method. You'll be guided through a quick application โ€” just your name, email, phone number, and date of birth. Prequalification uses a soft credit check that won't affect your score.

Step 3 โ€” Choose Your Plan If approved, Affirm presents your payment options: the monthly amount, the number of payments, and any interest. Pick the plan that works for you and complete your order. Your piece ships immediately โ€” no waiting.

Monthly Payment Examples

Estimates below assume 0% APR over 12 months. Actual rates and terms may vary based on your creditworthiness and are determined by Affirm at checkout.

Purchase Price

3 Months

6 Months

12 Months

$3,000

~$1,000/mo

~$500/mo

~$250/mo

$5,000

~$1,667/mo

~$833/mo

~$417/mo

$7,500

~$2,500/mo

~$1,250/mo

~$625/mo

$10,000

~$3,333/mo

~$1,667/mo

~$833/mo


These are estimates for illustration. Your actual monthly payment is confirmed by Affirm during checkout based on the plan and rate you qualify for.

What You Should Know

No hidden fees. You'll never be charged a late fee, prepayment penalty, or service fee by Affirm. What you see at checkout is what you pay.

Pay early with no penalty. If you want to pay off your balance ahead of schedule, you can โ€” there's no fee for early repayment.

Your order ships immediately. Financing doesn't delay your order. Once approved, your piece enters production or ships the same way a full-payment order would.

Returns still apply. If you return your purchase within our 30-day window, Affirm cancels the remaining payments and refunds what you've already paid.

Affirm is a third-party service. Diamondaire does not set interest rates, approve or deny applications, or have access to your financial information. All lending decisions are made by Affirm. Visit affirm.com for full terms.

ย 

FAQs

Prequalifying uses a soft credit check, which does not affect your score. If you proceed with a loan, Affirm may perform a hard credit check at that point.

Affirm's approval is based on several factors. If you're not approved for one plan, you may still qualify for a shorter term or smaller amount. You can also contact Affirm directly for details.

Yes. Apply your discount or trade-up credit first, and finance the remaining balance through Affirm.

Once we process your return, Affirm cancels the loan. Any payments already made are refunded to you. The process typically takes 5โ€“10 business days.

Affirm sets its own minimums and maximums. Most Diamondaire purchases fall well within their range. You'll see financing availability confirmed at checkout.

Yes. Affirm is available at checkout for any order on our site, including custom ring builds.

Built with intention

Every product reflects our commitment to design, function, and everyday usability.

Customer approved

Thousands of happy customers trust our products and keep coming back.

Worldwide shipping

We ship internationally so you can shop from anywhere.